Privacy Policy

Last updated: May 2026. This Privacy Policy describes how San Diego Insurance Advisor (operated by Miriam Perez Vazquez, a California licensed insurance professional, CA License #4545779, based in Chula Vista, California) collects, uses, and protects personal information when you visit this website or submit an inquiry.

Scope. This policy applies to information collected through this website, our contact forms, and direct communications initiated through this site. It is intended for users in the United States, with primary service to residents of California and San Diego County.

Information we collect. We may collect: (a) contact and identity information you provide, such as your name, phone number, email address, preferred language, and insurance interests; (b) message content and any details you choose to share about your household or coverage needs; (c) technical information such as browser type, device type, IP address, and pages viewed, collected automatically by our hosting provider for security and performance; and (d) call or correspondence records if you contact us by phone or email after visiting the site.

How we use information. We use personal information to respond to your inquiry, schedule consultations, provide insurance education, follow up about products you asked about, maintain business records, comply with insurance and privacy laws, improve this website, and prevent fraud or misuse. We do not use your information for unrelated marketing without your consent.

How we share information. We do not sell or rent your personal information. We may share information with: (a) insurance carriers and underwriting partners, only when needed to illustrate, quote, or process a product you request; (b) service providers that help us operate the site or deliver email or hosting (under confidentiality obligations); (c) professional advisors such as attorneys or accountants when required; and (d) regulators, courts, or law enforcement when required by law or to protect legal rights. Any carrier sharing occurs only at your direction or with your authorization in the application process.

Communications consent. If you submit the contact form or otherwise provide a phone number or email, you consent to being contacted about your inquiry by call, text, or email. You may opt out of marketing messages at any time; transactional or inquiry-related follow-up may still occur as permitted by law.

Retention. We retain inquiry information only as long as reasonably necessary to respond, maintain records related to insurance licensing and business operations, or comply with legal, regulatory, or carrier requirements, then delete or de-identify it when no longer needed.

Security. We use reasonable administrative, technical, and organizational measures to protect personal information. No website or transmission is completely secure; please do not send sensitive medical or financial account details through an unsecured form unless requested during a verified consultation process.

Your California privacy rights. If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA), as amended by the CPRA, including the right to know what personal information we collect and how it is used, to request deletion (subject to legal exceptions), to correct inaccurate information, and to opt out of the sale or sharing of personal information. We do not sell personal information as defined by California law. To exercise your rights, call 619-845-2164 or submit a request through our contact page. We will verify your identity before responding and will not discriminate against you for exercising these rights.

Other U.S. state privacy rights. Residents of other states with applicable privacy laws may contact us using the same methods to inquire about available rights regarding access, deletion, or correction, subject to applicable exceptions.

Children. This website is not directed to individuals under 18. We do not knowingly collect personal information from children. If you believe a child has provided information, contact us so we can delete it.

Third-party links. This site may link to government, carrier, or educational resources. We are not responsible for the privacy practices of third-party websites.

Changes. We may update this Privacy Policy from time to time. The "Last updated" date above will change when we do. Continued use of the site after changes constitutes acceptance of the revised policy.

Contact. For privacy questions or requests: Miriam Perez Vazquez, Licensed Insurance Professional, Chula Vista, California. Phone: 619-845-2164. California Department of Insurance consumer assistance: insurance.ca.gov or 1-800-927-4357.